Asset Build
  • Gold
  • Stocks
  • Funds
  • Chit funds
  • Spending

All your wealth, one clear number.

Asset Build adds up the gold in your locker, your Zerodha stocks and funds, your chit funds and your monthly spending, in rupees, valued at today's Kerala gold rate.

See how it works

Free. Works in your browser, on phone and desktop.

Good morning, SahalSample portfolio
Net worth₹25,62,556+₹38,420(+1.52%)
  • Gold/₹14.37L56%
  • Stocks/₹4.12L16%
  • Funds/₹4.09L16%
  • Other/₹3.24L13%
Illustrative figures for a sample account.
  • Daily Kerala gold rate

    22K and 24K, morning and evening.

  • Zerodha, read-only

    Official Kite login. We only fetch holdings.

  • Hide amounts

    One tap blurs every rupee on screen.

  • Free

    No card, no trial clock.

What it tracks

Everything you own, counted the way you save.

Gold by the gram, broker holdings, chit funds and daily spending, each in its own view and all rolled into one net worth.

01 · Gold

Every gram, valued at today's rate.

Coins, jewellery, digital gold and gold ETFs in one ledger.

  • 22K and 24K, by weight and price per gram
  • Gain or loss per piece since you bought it
  • Rate updates every morning and evening

Gold

+21.6%
119.5 g
Value today
₹14,37,226
22K 24K1 dot = 1 g
  • Wedding necklacejewellery · 48 g
    ₹5,58,714+18.2%
  • Coins (Malabar)coin · 24 g
    ₹2,88,648+26.4%
  • Banglesjewellery · 30.5 g
    ₹3,66,824+19.8%
  • SGB 2023 / digitaldigital · 17 g
    ₹2,23,040+27.1%
02 · Stocks & mutual funds

Connect Zerodha once. Holdings stay in sync.

Your Kite portfolio, read-only, next to everything else you own.

  • Stocks and mutual funds pulled from Kite
  • Average cost, current value and P/L per holding
  • Add FDs and anything else by hand
Stocks
₹4,12,380
+11.8%
Mutual funds
₹4,08,950
+9.4%

Holdings

Zerodha · Synced 08:00
  • RELIANCE30 sh · ₹2,948.6
    ₹88,458+0.82%
  • TCS20 sh · ₹4,112.35
    ₹82,247−0.44%
  • HDFCBANK50 sh · ₹1,712.9
    ₹85,645+0.27%
  • Parag Parikh Flexi CapDirect · growth
    ₹1,46,200+0.31%
  • UTI Nifty 50 IndexDirect · growth
    ₹1,08,400+0.36%
03 · Cashflow & WhatsApp bot

Log spending in a WhatsApp message.

Text “lunch 240” to the Asset Build bot and it lands in the right category. The bot is free for everyone with an account.

  • Income, expenses and net saved by period
  • Your own categories with priorities
  • Savings rate and top spending category

Cashflow

Net saved, last 30 days
₹73,550
Income
₹1,42,000
Expenses
₹68,450
Savings rate
51.8%
Where ₹68,450 went
  • Rent₹22K32%
  • Food & dining₹14.8K22%
  • Chitty₹10K15%
  • Shopping₹8.2K12%
  • Bills & fuel₹7.3K11%
  • Other₹6.1K9%
Asset Build boton WhatsApp
lunch 240
13:12
Logged ₹240to Food & dining.
13:12
Lands in Cashflow
LunchFood & dining
−₹24013:12
SwiggyFood & dining
−₹48609:40
Top category, 30 days₹14,820
04 · Pots, chit funds & kuri

Know where you stand in every chitty.

Rounds paid, your payout round and your net position, for every chit fund and family kuri.

  • Rounds paid, your payout round, and net position
  • Mark each round paid with a date
  • Counts toward net worth automatically

KSFE Chitty 5L

Drawn · round 18
Rounds paid
41 / 50
Instalment
₹10,000 / month
Paid so far₹4,10,000
Rounds left9
Still to pay₹90,000
Family kuriround 7 of 12
Net position across pots
−₹20,000
05 · Goals

Group holdings by what they're for.

“Daughter's wedding”, “Retirement corpus”: see each goal's value and gain.

  • Mix gold, stocks, funds and deposits in one goal
  • Value and gain for each goal, every day

Daughter's wedding

₹9,80,000
+19.4%
  • Wedding necklace₹5,58,714
  • Bangles₹3,66,824
  • SBI Small Cap₹54,462

Retirement corpus

₹6,40,000
+12.1%
  • UTI Nifty 50 Index₹1,08,400
  • Axis ELSS₹92,600
  • + 4 more holdings₹4,39,000
How it works

Set up in about five minutes.

  1. 01

    Sign in with Google

    No new password to remember.

  2. 02

    Bring in what you own

    Connect Zerodha, add your gold by weight, add your chit funds.

  3. 03

    See one number

    Net worth, cashflow and gold, updated every day.

Security & privacy

Your money data stays yours.

Zerodha access is read-only: Asset Build fetches your holdings and nothing else.

Hide amounts

Blur every figure when someone's looking over your shoulder. One tap brings them back.

Pricing & FAQ

One plan. It's free.

Pricing
Free

No card, no trial clock.

  • All features
  • Unlimited holdings
  • Zerodha sync and WhatsApp bot
Is Asset Build really free?

Yes. Every feature is free and there's no card to enter.

Do I need a Zerodha account?

No. You can add stocks, funds and gold by hand. Zerodha just saves typing.

Which gold rate do you use?

The Kerala 22K and 24K rate per gram, updated every morning and evening.

Is there a mobile app?

Asset Build is a web app built for phones as well as desktops. Open it in your phone's browser and add it to your home screen.

Can I log expenses on WhatsApp?

Yes. Link your number in Settings and text the bot, for example “lunch 240”. It's free for every account.

Can Asset Build trade or move my money?

No. Zerodha access is only used to fetch your holdings. It can't place orders or move money.

How do I delete my data?

Email contact@assetbuild.in and your personal data and records are purged within 30 days.

Free · web app

See your whole net worth in one place, today.